Working Capital Financing

Working Capital Finance to support your business

Explore a range of flexible working capital finance solutions. We help you optimise cashflows and manage balance-sheet risk – giving you more time to focus on your core business activities.

Online Money Market Loans

Meet short-term and seasonal liquidity requirements with our fixed-rate money market loans, available for up to one year. Loans of up to EUR 2 million can be set up easily online, allowing you to choose the currency, amount and term.

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Borrowing Base Finance

Stabilise your financing with a tailor-made working capital borrowing base finance. Suitable for companies with seasonal peaks in revenue – or exposed to price volatility for raw materials – we can tailor facilities in line with your liquidity needs in a bilateral, club or syndicated structure.

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Factoring

Improve your liquidity by assuring immediate payment of your short-term receivables with our flexible factoring solutions. With 90% of the invoice value provided immediately, you can mitigate customer credit risk and offer extended payment terms to attract new business.

CommerzFactoring

Forfaiting

Unlock capital from your balance sheet by making full use of our attractive hedging and financing options for your delivery transactions. We purchase your receivables without recourse and assume the country, currency, interest rate and debtor risk. This helps free up your capital , improve your balance sheet ratios and creates scope for new projects.

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Approved Payables Finance

Improve competitiveness and strengthen your supplier relationships and combine benefits for you and your suppliers in one solution. You can profit from longer payment terms - while your suppliers can significantly improve their working capital through our financing. With digital processing via our powerful supply chain finance platform, you and your suppliers can enjoy exceptional payment transparency and efficiency.

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